The Metro Bank Personal Visa Credit Card features a 9.90% annual percentage rate, no annual fees, no late fees and no balance transfer fees.

According to Index Credit Card’s Credit Card Monitor, the average consumer credit card rate was 16.79% APR as of Aug. 31.

“Other credit cards offer low rates as teasers or waive fees only for a limited time,” said Metro Bank Chairman, President and CEO Gary L. Nalbandian. “Metro Bank’s new Personal Visa Credit Card breaks the mold. The rate starts lower and stays lower. And when we say there are no balance transfer fees or late fees, we don’t mean for just six or 12 months. We mean there are no balance transfer fees or late fees, period.”

Known for conveniences like seven-day branch banking and free coin counting, Metro Bank’s credit card services also include online account access and a 24/7 live customer call center.

Customers can apply by visiting their nearest Metro Bank store or calling the bank toll-free at 1-800-296-1015.

Not an offer or solicitation for a credit card. Qualification is based on an assessment of individual credit worthiness. For terms and conditions, visit www.mymetrobank.com.

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